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About pagaya.com
Pagaya Technologies Ltd. is a global fintech company based in New York City, specializing in AI and machine learning to enhance access to credit and financial products. Founded in 2016, Pagaya processes loan applications at a rapid pace, evaluating approximately one application per second using millions of data points. The company partners with banks and lenders to improve their offerings without assuming credit risk, creating lending opportunities and diversified asset pools for investors.
Pagaya's AI lending network includes a suite of tools such as a Decision Engine for credit evaluations, a Marketing Engine for customer engagement, and dynamic risk management solutions. The company supports various markets, including personal loans, auto financing, and credit cards, and has evaluated over $1.8 trillion in applications since its inception. With around 480-600 employees, Pagaya reported $1.05 billion in revenue and has raised over $20 billion through asset-backed securities transactions since 2018. The company is committed to promoting financial inclusion and corporate responsibility in the financial services sector.
Pagaya's AI lending network includes a suite of tools such as a Decision Engine for credit evaluations, a Marketing Engine for customer engagement, and dynamic risk management solutions. The company supports various markets, including personal loans, auto financing, and credit cards, and has evaluated over $1.8 trillion in applications since its inception. With around 480-600 employees, Pagaya reported $1.05 billion in revenue and has raised over $20 billion through asset-backed securities transactions since 2018. The company is committed to promoting financial inclusion and corporate responsibility in the financial services sector.
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